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About FamilyInsured · Licensed in 49 States

The Agency That Explains It Straight.

We're an independent, licensed life and health insurance agency. No jargon, no pressure, no fine-print surprises — just side-by-side comparisons in plain English, so your family decides on facts.

Why we exist

Families don't get sold insurance.
They get sold confusion.

Twenty-page illustrations. Projections dressed up as promises. A pitch for one product from one company, delivered by someone paid to close before you've had a chance to compare. We've watched too many families sign policies they couldn't explain back — and find out years later what the fine print actually said.

We started FamilyInsured to do the opposite. We compare options from multiple carriers, put the trade-offs in writing, and explain them in plain English. We'll tell you what's guaranteed in the contract and what's only projected. And if nothing we offer fits your situation, we'll tell you that too — because a family that trusts us next year is worth more than a sale today.

That's the whole philosophy. Explain it straight, then let you decide.

What we do

Two things, done properly.

Licensed agents serving families in 49 states, across life and health coverage.

Life Insurance

Coverage your family can count on.

We compare the three types of permanent coverage most families ask about — in writing, side by side:

  • Final expense coverage, sized for funeral and end-of-life costs
  • Whole life, with fixed premiums and contractual guarantees
  • Indexed universal life (IUL), for buyers who want flexibility
See if you qualify →

Health Insurance

Plans for people under 65.

If you're self-employed, between jobs, or just not covered through work, we help you compare individual and family health plans:

  • Individual and family plans for the under-65 market
  • Options explained by a licensed agent, not a call-center script
  • Trade-offs between plans laid out before you commit
Explore health coverage →

Prefer to read first? Our free resource library covers costs, coverage types, and how to choose.

How we work

Three steps. No pressure at any of them.

From first question to final decision, you stay in control the entire time.

Step 1

60-second check

Answer a few quick questions online — your state, what you're looking for. No sensitive data required.

Step 2

Licensed-agent call

A licensed agent compares your options in writing and walks you through them in plain English.

Step 3

You decide

Take the comparison, talk it over with your family, and decide on your timeline. If nothing fits, we say so.

Our standards

Five commitments. In writing.

These aren't marketing lines — they're the rules every FamilyInsured agent works by.

1

Plain English, always

If we can't explain a policy so you can explain it back, we haven't done our job. Every comparison comes in writing, in words a family can actually read.

2

No fake "free insurance" hooks

Insurance isn't free, and we'll never pretend otherwise. Our comparison service costs you nothing — the coverage itself always has a real cost, and we'll show it to you up front.

3

Carriers rated A or better by AM Best

Every policy we place is underwritten by a carrier rated A (Excellent) or better by AM Best, because a guarantee is only as strong as the company behind it.

4

Every agent verifiable

Each of our agents holds state insurance licenses you can look up yourself on your state's insurance registry. We encourage you to check.

5

Your data is never sold

The information you share is used to prepare your comparison — nothing else. We don't sell your data to lead brokers or third-party marketers. Ever.

Verify us

Don't take our word for it.

Every FamilyInsured agent holds state insurance licenses you can check directly with your state insurance department. Meet the team, see their license details, and verify them yourself before a single phone call happens.

Meet our licensed agents

Talk to us

Questions? We answer the phone.

A real licensed agent, Monday through Saturday. No phone trees, no runaround.

Call us

(424) 377-6873

Hours

Mon–Sat, 8am–9pm ET

Ready for a straight answer?

Take the 60-second check and a licensed agent will put your options in writing — no pressure, no obligation.

See If You Qualify